Discover the estimated market value, Kadaster transaction records, and overbidding advice for any Dutch home in under 10 seconds — free for expats & homebuyers.
Access the latest recorded transaction prices (koopsommen) of directly comparable houses sold in the same street and neighborhood.
We decode municipal WOZ tax assessments and adjust them for 2026 inflation, CBS housing index shifts, and real market value.
Don't overpay. Get realistic expected overbidding percentages (+5% to +15%) and automated winning bid recommendations.
Navigating Funda listings and Dutch real estate terminology can be daunting. Here are the core metrics every international buyer must know:
The asking price displayed on Funda is chosen strategically by the seller's agent (verkoopmakelaar). In competitive cities, agents deliberately price houses 5% to 10% lower to ignite a bidding war.
The official tax assessment set annually by the local municipality. Crucially, the WOZ lags the market by one year (the 2026 WOZ is evaluated based on January 1, 2025 values).
Dutch banks will only lend up to 100% of the certified NWWI appraisal value. If you overbid above the appraiser's valuation, you must cover the difference in cash from personal savings.
Our algorithm combines real-time Kadaster deed prices, WOZ trends, square meters (m²), and neighborhood metrics to give you the true anticipated sale price before you place an offer.
Enter the Dutch postal code and house number in the search box above. Our algorithm analyzes recent Kadaster sales and WOZ trends to calculate an instant valuation report.
The WOZ value is determined by the municipality for local taxation purposes and reflects market conditions from a year earlier. In an appreciating market, real selling prices are typically 10% to 25% higher than the WOZ.
In major cities like Amsterdam, Utrecht, Haarlem, and Eindhoven, winning bids typically range from 5% to 12% above asking price. Woonprijs calculates a tailored bidding margin for each specific property based on recent neighbourhood transactions.
Yes, Dutch lenders allow expats to borrow up to 100% of the appraised market value. Closing costs (transfer tax, notary fees, mortgage broker fees — totaling approx. 4-6%) must be paid with personal savings.
Get instant market valuation, neighborhood risk ratings, and bidding insights for any address in the Netherlands.